$100,000 into SCHD. Another $100,000 into the S&P 500. October 2011. Dividends reinvested in both.
14 and a half years later, one is $150,000 ahead florian wirtz of the other.
In this episode I pulled 14 years of real price and dividend data for both funds and ran them head to head. No opinions. No agenda. Just what the numbers actually show.
What we cover:
- The 14-year headline scoreboard ($100K in each, dividends reinvested)
- What each fund actually owns and why it matters
- How SCHD's higher yield closed 150 basis points of the annual gap
- Year-by-year breakdown: where SCHD won, where the S&P won
- Why 2022 and 2026 flip the story
- The honest answer on which one fits which investor
SCHD is easier to love. The S&P 500 is harder to beat. Both are true at the same time.
✈️ (Start Here): Foundational Flight Plan Playlist
DATA SOURCES:
Price data: Fidelity monthly close, split-adjusted.
Dividend data: schddividend.com, Schwab Asset Management, bestetf.net, cross-referenced with Dividend Channel.
Index methodology: S&P Dow Jones Indices.
Active manager statistic: SPIVA 2025 Mid-Year Scorecard.
Timestamps:
0:00 Intro
0:53 What You're Actually Comparing
4:08 The 14-Year Scoreboard
5:48 The Dividend Did Real Work
6:45 Year by Year: Where Each One Won
8:45 Why They Behave This Way
9:56 What You're Really Choosing
11:38 Outro
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Website: www.autopilotyourwealth.com
About this channel:
I help people stop guessing and start running their money with rules. Real accounts, real trades, real results. A pilot and military veteran showing how he builds retirement wealth through systematic investing with a small LEAPS overlay. No hype, no predictions, no courses to sell.
DISCLAIMER: I am not a financial advisor. This channel is for educational and entertainment purposes only and does not constitute financial advice. Investing and options trading involve risk, including the royals vs white sox potential loss of capital. Past performance is not indicative of cavs future results.
#SCHD #SP500 #DividendInvesting #IndexFunds #ETFInvesting #PassiveIncome #LongTermInvesting #WealthBuilding
