After a car accident, dealing with the insurance company can feel overwhelming fast. In this video, Attorney Amber Lorio at Dudley DeBosier Injury Lawyers breaks down how to file an insurance claim after a car accident in Louisiana and the important mistakes to avoid along the way.
Learn what information you should collect at the scene, when to contact insurance, how claims investigations work, and what to do if the insurance company delays, denies, or undervalues your claim. We also cover how medical treatment, photos, police pbks vs dc reports, and documentation can affect your settlement.
If you were injured in a crash in Baton Rouge, New Orleans, Lafayette, Shreveport, Houma, Kenner, Metairie, or anywhere in Louisiana, this video can help you better understand the claims process and protect your rights after an accident.
Topics Covered:
How to file an insurance claim after a car cruz azul - guadalajara accident
What to say to the insurance adjuster
What documents you need for a claim
Louisiana car accident insurance laws
Common xinxin yao insurance claim mistakes
How long insurance claims take
What happens if the other driver is uninsured
When to contact a Louisiana car accident lawyer
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If you’ve been hurt in a Louisiana car accident, truck accident, or motorcycle crash, Dudley DeBosier Injury Lawyers may be able to help.
📞 Contact Dudley DeBosier today for a free consultation.
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(0:06) After a car accident, one of the first things that you'll need to do is file an insurance claim. (0:12) But what you do early on can have a big impact on your case. (0:16) Reporting an accident might mean contacting the other driver's insurance company.
They mean (0:21) contacting your own insurance company. But when you speak with them, stick to the facts. (0:27) But when you speak to them, stick to the facts and don't guess about fault or injuries.
(0:33) First, report the accident as soon as possible. Next, you'll need to gather up as much documentation (0:39) as you can. Photos, videos, medical records with this information will all help support your claim.
(0:47) Once the claim is filed, an insurance adjuster will investigate the accident. (0:51) An insurance adjuster is an employee of the insurance company who is assigned to particular (0:59) claims. An adjuster will be assigned to your claim and they will gather all the facts and (1:06) start investigating the claim.
What they're investigating is how the wreck happened, (1:11) who was at fault, and what the damages are. It's important to remember that the adjuster (1:18) works for the insurance company, so be careful about giving early recorded statements or about (1:25) accepting any early settlement offers until you understand the full extent of your injuries. (1:31) If you talk to an insurance company and say the wrong things, maybe because they led you in the (1:37) wrong direction, it could negatively impact your claim on both fault, like the facts of the wreck, (1:44) how it happened, and damages, injuries, damages to the car, damages to the body.
(1:51) Don't delay medical treatment. Gaps in treatment can be used to question how serious your injuries (1:58) are. If your claim is successful, compensation may include medical bills, lost wages, pain and suffering, (2:06) and future medical costs.
At Dudley DeBosier, we help clients fight the insurance process from (2:13) beginning to end and make sure that our clients are fully compensated for the full extent of their (2:20) injuries. I'm attorney Ann Valerio at Dudley DeBosier Injury Lawyers. If you've been injured, (2:26) we do free consultations 24-7, so please give us a call.
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