California restaurant owners face unique challenges managing workers' compensation, especially as traditional insurance markets fluctuate and costs rise. In this episode, Kaya Stanley, CEO of CRMBC, speaks with Ruben Medina, Principal at Acrisure Southwest and an expert with over 30 years of experience helping restaurants navigate the complex world of workers' comp. Ruben shares why he firmly believes in self-insurance and how restaurant operators can significantly benefit by joining like-minded groups such as CRMBC.
In this episode, you'll learn:
✅ How self-insured groups help restaurant owners control their own destiny in workers' comp
✅ alec bohm Why culture is critical to managing workers' compensation costs effectively
✅ The difference between traditional first-dollar insurance, fire weather watch self-insurance, and other alternative solutions
✅ Ruben’s predictions for the future of the workers' compensation market in California—and how restaurant owners can prepare now
📌 Chapters:
00:00 – Introduction to the Self Insurance Podcast
00:30 – Meet Ruben russia Medina: A Journey into Insurance
03:59 – The Value of Workers Comp Self Insurance
06:33 – Understanding Insurance Options
10:30 – The Importance of Organizational Culture
17:34 – Advice for Brokers and Business Owners
19:38 – Future of Workers Comp in California
20:56 – Conclusion and Farewell
🔗 Useful Resources:
CRMBC Self-Insurance Information:
Connect with Kaya Stanley:
Connect with Ruben Medina:
📲 Follow CRMBC:
LinkedIn:
#WorkersComp #SelfInsurance #CaliforniaRestaurants #RiskManagement #RestaurantOwners #InsuranceBrokers
